Solutions
& Services
Our Omnidirectional Model
Our
Omnidirectional
Model
Our model functions as a central switchboard that powers an omnidirectional flow of various digital solutions.
How We Do It
We design, develop and implement world-class technology solutions that enable governments, banks and financial intermediaries to efficiently manage the full lifecycle of their payment needs. Our payments software is also fully inclusive and designed to easily integrate with legacy systems.
Instant
Real-time, 24/7 central switchboard to route all digital transactions.
Interoperable
Transfer funds from one bank/MFS/PSP account to another account (bank, wallet, or payment service provider) using any mobile device.
Safe & Secure
Authenticate transactions via virtual IDs linked to National ID or Business Identification Number.
Accessible
Merge and integrate with multiple banks, e-wallets, mobile financial service providers, payment system operators and payment gateways.
Traceable
Maps and logs records of each transaction using a blockchain distributed ledger.
Simple
Single User ID across all Fls.
Payments Infrastructure
& Applications
Payments
Infrastructure
& Applications
Real-Time Clearing
Automated clearing subject to net debit cap limit.
Virtual ID Based Transactions
Secure identification for ultimate confidentiality and security.
Direct Pay Interoperable
Transactions
Fuss-free fund transfers.
Request-to-Pay (RTP)
Interoperable Transactions
Facilitates pay requests between payees and financial institutions.
Transaction Validation
& Record Keeping
Enables value limits, user/device restrictions, real-time messaging, end-to-end tracking and 2-Factor authentication for financial messages.
Dynamic QR Transactions
One-time, unique QR codes for increased security.
E-Commerce
Easy-to-use purchasing between individuals and merchants.
Government Dues & Bills
A generated government approved official identification number helps to track and verify every single bill.
Bulk Transactions
Fuss-free fund transfers including Salary Distribution and Govt. Fund Disbursement (Subsidies, Stimulus Payment).
Automatic VAT Payment
Easy-to-use purchasing between individuals and merchants.
Dispute Resolution
Resolves disputes with ease under one well-oiled system.
Risk Management
Checks and mitigates restricted data/devices as well as transaction limits.
Interoperable Mobile App
Facilitates multiple transactions between supported financial institutions.